'CAP has given me back my husband, my family, my life and my faith, which debt had taken hostage.'

Sharon, Cookstown

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About us

We exist because nobody should be held hostage by debt and poverty. But the truth is that they are rife in the UK. In a society where people live behind closed doors, thousands are desperately poor. Unable to feed their children, incapable of paying to heat their homes in winter, the grip of poverty is relentless. It breaks families apart and drives many to think that suicide is the only solution.

UK poverty is real, with millions locked in its miserable grip. That’s why we’re aiming for 1,000 CAP centres covering the UK, each bringing life changing freedom and good news to people in desperate need. Always through the Church. Always hope.

CAP Debt Help

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CAP Job Clubs

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What we do...

Our head office in Bradford is home to over 250 staff who form an incredible poverty busting team. Join charity founder John Kirkby on a tour of CAP and see just what it takes to give UK poverty the boot.

CAP International

Personal debt causes the same problems all over the developed world so CAP has been invited to help other countries. In addition to CAP UK, CAP Australia, CAP New Zealand and CAP Canada now make up the international family.

CAP Australia

CAP Australia

​Since 2000, CAP Oz has been offering life-changing help for those in debt in Australia. Using the same systems as CAP UK, CAP Oz is transforming lives from Sydney to Swansea and Canberra to Charlestown with 37 debt centres across the country.
capaust.org

CAP New Zealand

CAP New Zealand

​CAP NZ was launched in March 2008, and is rapidly expanding in the country known for having the highest levels of personal debt in the developed world. With 40 CAP Debt Centres up and running we are tackling the greatest social problem in the country head on.
capnz.org

CAP Canada

CAP Canada

​CAP Canada launched in April 2013. After invitations from Canadian churches to bring our expertise to help answer the problem of debt in Canadian communities, Helen Johnson and Will McLaughlin moved from the UK to pioneer CAP Canada.
capcanada.org

Latest news and blogs

Hand in hand with the local Church

During our prayer week with Tearfund, we're reflecting on why both charities work through the local Church.
Blog | Friday, 24 August 2018

Giving the gift of time

Ellie Gage tells us what it's like to serve on a Discovery Break.
Blog | Wednesday, 15 August 2018

‘If you’d asked me where a hug came on my list of priorities, I’d have said bottom. Turned out, it was top.’

At CAP, we take a holistic approach to debt counselling. Here's why.
Blog | Monday, 13 August 2018

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