Share this page: 

Policy and Government

At CAP we don’t want to just treat the symptoms of poverty; we also want to address the causes. That’s why we’re working tirelessly behind the scenes to shape and influence the policies that affect our clients. It means we get to speak on behalf of the vulnerable to the people with the power to change their lives. And our voice is growing louder.

Industry professionals seek our opinion on current issues, and our recommendations get heard in Parliament. Change is happening. Below are some of the ways in which we are fighting for justice amongst the country’s key decision-makers.

Talk Money Week

calendar19 November 2018

Last week we took part in Talk Money Week, designed to place emphasis on talking about money. This is part of the Money Advice Service (MAS) Financial Capability Strategy for the UK. We attended the joint MAS and Money Advice Liaison Group (MALG) conference and have been promoting our CAP Money and CAP Life Skills courses across the country. Check out our blog here, looking at why it's good to #TalkMoney.

CAP responds to Ofgem’s statutory consultation on the default tariff cap

calendar08 October 2018

CAP broadly supports Ofgem's design and methodology proposed for the default tariff cap, but although it will offer universal price protection to all, many will not see a material benefit. This is especially true of those consumers who use little energy because they cannot afford it, who will see little to no reduction in their bills. 42% of CAP clients cannot afford to sufficiently heat their homes and as a result we feel that a price cap is not the right vehicle to address this deeper affordability issue. Consideration and a deeper intervention is needed for those on low incomes who struggle to afford their energy bills. To read our full response, click below.

Read the full document here

Never just a number: Evaluating the impact of a holistic approach to UK poverty

calendar02 October 2018

Today Christians Against Poverty (CAP) has launched the findings of London School of Economics (LSE) Housing and Communities' twelve-month research project detailing CAP’s Social Return of Investment. LSE’s research concludes that CAP’s approach is more intensive, personal and holistic than most approaches to poverty relief. For every £1 invested, CAP delivers £3.60 of social benefits. Read the full report and summary report here.

Read the full document here

CAP’s official response to the FCA’s consultation paper on overdrafts

calendar30 August 2018

CAP has responded to the FCA’s consultation on overdrafts, as part of their wider high-cost credit review. We welcome the focus on overdrafts, as this is an area of harm for many of CAP’s clients. The draft rules propose to reduce harm through building awareness and engagement in the market. We welcomed the ideas of online eligibility tools and charges calculators, but were concerned that this would not help those digitally excluded. We also fed into how the FCA plan to tackle complex pricing structures and high fees and charges. To read more, click below. 

Read the full document here

CAP responds to the FCA’s consultation on rent-to-own, home-collected credit, catalogues and store cards

calendar30 August 2018

CAP has responded to the FCA’s latest consultation part of their high-cost credit review. In this consultation we welcomed the broad scope for the review across the high-cost, short-term credit (HCSTC) market, helping to bring consistency across these credit products. We felt that many of the proposed remedies were proportionate and appropriate, but did have concerns that some may be challenging to operationalise in practice. See our full response below.

Read the full document here
 1 2 3 >  Last ›

Other and previous reports:

Never just a number The case for fairshare Setting the pace Client report 2016 Client report 2015 Client report 2014 Client report 2013

Introducing CAP's External Affairs team

Meet the team representing CAP and building relationships in the credit and debt advice industries, as well as the third sector and with the Government:

Dawn Stobart
Director of External Affairs

Rachel Gregory
Social Policy and Relationship Manager

Kiri Saunders
External Communications Manager

Jonathan Shaw
Creditor Relationship Manager

capuk.org uses cookies to make the site simpler.